Back to top

Client Login

Subscribe to our Newsletter

Check your State Refund

Lighthouse Mortgage
Bancorp, Inc.

"Your lender for life"

Check your State Refund

About Our Firm

About Us

Lighthouse Mortgage Bancorp, Inc. opened for business in October of 2001. The name Lighthouse was selected because the purpose of a lighthouse is to guide you safely through treacherous waters avoiding the seen and the unseen dangers.  There are many moving parts in a mortgage.  The rules are complicated and constantly influx.  The consequences of making wrong choices are brutal, you need someone to “think ahead for you”. You need an experienced person that you can trust to help you navigate through turbulent waters of the lending industry.  If ever there were a time when this help, advice, and expertise is needed, it is now.

The idea for opening a mortgage company came from Dana B. Davidson, CPA as he saw his client’s experiences with the mortgage industry. His tax clients often came to him for loan advice that their banker couldn’t or wouldn’t provide. He often found excessive and unnecessary fees charged to clients. Worse yet, some people had unknowingly become trapped in mortgages that set-up them up for financial failure in the future. Clients were drowning in a sea of red-tape and regulations. They needed tailored guidance to navigate the turbulent waters of mortgage lending.

Dana enlisted his wife Julie Davidson to help him realize this dream. Julie is President of Lighthouse and the company’s primary Loan Officer. Julie and Dana work together in the same Northbrook office. Their complementary fields of expertise make them the consummate husband and wife financial team.

Dana and Julie's shared clientele have come to appreciate "one stop shopping" . Clients enjoy the ease and convenience of a company that has the affiliations and resources to look after multiple aspects of their financial affairs.

Our Mission

Our mission is to:

  • Listen to clients and understand both their immediate and long-term goals.
  • Match them with loan options that facilitate these goals.
  • Give them clear and simple information from which they could make well-informed choices and improve their financial situation.


We combine these fundamentals with wide-ranging loan programs from nationally recognized lenders, great rate programs, and backing it all up with outstanding customer service.


In this day and age the mortgage process is highly rigorous. Wherever possible, we try to streamline the process to make it easier and to provide you a boutique-style level of service.

There are many moving parts in a mortgage. It's complicated, it's time sensitive, and the consequences of choices are subtle, you need someone to "think ahead for you" and caution you about the pros and cons of your choices. You need someone with experience that helps you navigate through treacherous waters.

Our Products & Programs



Home Equity loans




30, 20, 15 and 10 year Fixed Rate Mortgages

10, 7, 5 and 3 year Adjustable Rate Mortgages

Fully amortized and Interest Only Mortgages

We are licensed to do business in the state of Illinois. We offer free consultations and pre-approvals.

About the President

Julia Davidson is the President of Lighthouse Mortgage. She has served as the company President since its inception in 2001. She has successfully navigated the increasingly complex changes to the industry brought on by the housing crisis. She is a registered and seasoned Loan Originator. She holds a BA from Xavier University and an MBA from Loyola University. Julie is a member of the Greater Midwest Lenders Association.